| COVER | 1 |
| CORPORATE DIRECTORY | 2 |
| HIGHLIGHTS 2014 | 4 |
| CHAIRMAN’S LETTER | 6 |
| CHIEF EXECUTIVE OFFICER’S OVERVIEW | 8 |
| REVIEW OF ACTIVITIES | 10 |
| TENEMENT DIRECTORY | 18 |
| DIRECTORS’ REPORT | 19 |
| AUDITOR’S INDEPENDENCE DECLARATION | 34 |
| STATEMENT OF CORPORATE GOVERNANCE PRACTICES | 35 |
| GLOSSARY | 42 |
| FINANCIAL REPORT 2014 | 43 |
| CONSOLIDATED STATEMENT OF PROFITOR LOSS AND OTHER COMPREHENSIVE INCOME | 44 |
| CONSOLIDATED STATEMENT OF FINANCIAL POSITION | 45 |
| CONSOLIDATED STATEMENT OF CHANGES IN EQUITY | 46 |
| CONSOLIDATED STATEMENT OF CASH FLOWS | 47 |
| NOTES TO AND FORMING PART OF THE CONSOLIDATED FINANCIAL STATEMENTS | 48 |
| DIRECTORS’ DECLARATION | 70 |
| INDEPENDENT AUDITOR’S REPORT | 71 |
| ADDITIONAL SHAREHOLDER INFORMATION | 73 |